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Bad Credit Rating Default Removal Case Study
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MyCRA (Specialist Credit Repair) Lawyers Client Profile:
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| Name: | Ricky* |
| State: | NSW |
| Sex: | Male |
| Age: | 65 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | St George |
| Current Creditor: | Lion Finance |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $5868 |
| Commenced work: | 30/04/2018 |
| Default Resolution: | 06/06/2018 |
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Credit Repair Background:
Ricky* has 3 default listings on his credit file. Ricky* was suffering financially and had variable casual teaching times and intermittent property consulting income at the time of the default.
What were any challenges with the creditor?
The creditor responded to our credit repair lawyers’ default removal requests in a timely manner.
Why was the listing removed?
Lion Finance originally offered to remove the default if Ricky* pays $4400. MyCRA Lawyers raised alleged breaches of NCCPA, NCC and privacy laws. Our Law Firm offered to indemnify Lion Finance and settle account for $3500 via $20 monthly payments. Our Law Firm raised hardship as a reason for removal. Lion Finance agreed to this offer.
Summary:
Ricky* engaged MyCRA Lawyers to investigate the likelihood of removal of 3 default listings on his credit file. These listings were the direct result of the time when Ricky* was suffering financially and casual teaching income was intermittent. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 37 days. Ricky* is now a step closer to achieving a finance approval. Congratulations Ricky* and good luck!
Ricky’s* name has been changed to protect privacy
Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218 now
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